CalculateForYou

Net Salary Calculator

Estimate your take-home pay after EPF, SOCSO, EIS and PCB monthly tax deductions.

What this estimate includes

The estimate starts with basic salary, allowances, commission and any one-off bonus, then separates EPF, SOCSO, EIS and PCB. Employer contributions appear on their own because they add to employment benefits without reducing the employee's take-home pay.

Check before deciding

PCB can change with marital status, children, reliefs, irregular pay and payroll treatment. Compare the estimate with your payslip or employer's payroll calculation before committing the monthly amount to a budget.

Frequently asked questions

What is net salary (take-home pay)?

Net salary is what actually lands in your bank account after statutory deductions and tax are taken from your gross pay. This calculator estimates it using Malaysia's current rules.

What should I compare with my payslip?

Check the gross-pay period, pre-tax benefits, statutory contributions, tax withholding and any local deductions. A mismatch in one input can explain a large difference in the final take-home figure.

How accurate are the results?

The math follows published rates and brackets, so it is a close estimate for planning. For an exact figure, confirm with your employer's payroll or a licensed adviser.

What is the difference between gross and net pay?

Gross pay is your full salary before anything is taken out. Net pay is what remains after mandatory contributions and income tax, and it is the amount you can actually budget with.